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Payment Options

Trusted Care Since 2002

Payment Options

Flexible Payment Options at Warner Dental

At Warner Dental, we understand that managing dental costs is important. We offer a range of approved payment options so you can choose a plan that suits your circumstances.

Payment Plans

We accept the following third-party payment providers:

Zip Money

  • Interest-free repayment options (subject to eligibility and approval by Zip Money).
  • Flexible terms – weekly, fortnightly or monthly repayments.
  • Full terms and conditions at www.zipmoney.com.au.

Openpay

  • Interest-free payment plans.
  • Choose your repayment schedule (subject to approval).
  • Available for general and cosmetic dental treatments.
  • Full terms and conditions at www.openpay.com.au.

Humm

  • Payment plans ranging from 10 weeks to 60 months (subject to approval).
  • No interest – transparent fee structure.
  • Full terms and conditions at www.shophumm.com.au.

DentiCare

  • No interest charged.
  • No credit checks required.
  • Repayments up to 24 months (eligibility criteria apply).
  • Full terms and conditions at www.denticarepaymentplans.com.au.

Afterpay

  • Split payments into 4 instalments over 6 weeks.
  • No interest (late fees may apply for missed payments).
  • Subject to Afterpay approval and limits.
  • Full terms and conditions at www.afterpay.com/en-AU.

SuperCare

  • Warner Dental works with SuperCare, an independent third-party provider that assists patients in applying to access their superannuation on compassionate grounds through the Australian Taxation Office (ATO).

  • SuperCare provides administrative support with the application process, including documentation and coordination with relevant healthcare providers. Approval is subject to ATO eligibility criteria and is not guaranteed.

  • In some cases, approved funds may be used for clinically necessary dental treatments such as implants, crowns, root canal therapy, orthodontics and oral surgery.

  • Warner Dental can provide information about this option and refer patients to SuperCare for further assistance.

 

Important: All payment plans are offered by third-party providers and are subject to their eligibility, approval processes, and terms and conditions. Additional fees may apply.

Government-Funded Dental Programs

You may be eligible for assistance through:

1. Queensland Health – Dental Vouchers

At Warner Dental, we accept Queensland Health dental vouchers for eligible patients. These vouchers help concession card holders access emergency and general dental care.

 

Who is Eligible?

Queensland Health issues dental vouchers to patients who:

  • Hold a current concession card (such as a Pensioner Concession Card, Health Care Card, or Commonwealth Seniors Health Card), and
  • They are assessed as eligible under Queensland Health guidelines.

 

What’s Covered?

Dental vouchers may be issued for:

  • Emergency dental treatment (for urgent pain, infection, or trauma)
  • General dental care (such as check-ups, cleans, fillings, and other basic services)


The type of care covered depends on the voucher issued by Queensland Health.

 

How It Works at Warner Dental

1. Bring Your Voucher – provided by Queensland Health.

2. Assessment & Treatment – we confirm the type of voucher and the services it covers.

3. Billing – approved services are billed directly to Queensland Health, so you do not have to pay out-of-pocket for those services.

Our dental practitioners provide care under this program in accordance with Queensland Health guidelines.

2. Child Dental Benefits Schedule (CDBS)

At Warner Dental, we welcome patients who are eligible for the Australian Government’s Child Dental Benefits Schedule (CDBS).

Who is Eligible?

Eligibility is assessed by Services Australia. A child may be eligible if they:

  • Are aged between 0–17 years for at least one day in the calendar year,
  • Qualify for Medicare, and
  • Receive, or are part of a family receiving, certain government payments (such as Family Tax Benefit Part A).

 

What’s Covered?

The CDBS provides up to $1,132 in dental benefits per eligible child over two calendar years (amount indexed by Services Australia).

Benefits may be used for:

  • Examinations, X-rays, and cleans
  • Preventive treatments (fluoride, fissure sealants)
  • Fillings and extractions
  • Root canal treatment


The CDBS does not cover orthodontic or cosmetic dental work, or dental services provided in a hospital.

 

How It Works at Warner Dental

1. Check Eligibility – We can help confirm your child’s eligibility via Services Australia.

2. Treatment Plan – You are provided with information about eligible services and costs before treatment begins.

3. Billing – Services covered under CDBS are bulk billed, meaning no out-of-pocket costs up to the benefit limit.

Our dental practitioners provide care under this program in accordance with Queensland Health guidelines.

 

3. Department of Veterans’ Affairs (DVA) – Dental Benefits for Eligible Veterans

At Warner Dental, we are proud to support Australia’s veterans by providing dental care under the Department of Veterans’ Affairs (DVA) dental program.

 

Who is Eligible?

You may be eligible for DVA dental benefits if you hold a:

  • Gold Card – covers all clinically necessary dental services.
  • White Card – covers dental treatment only if it relates to an accepted service-related condition.

What’s Covered?

Depending on your eligibility and DVA approval requirements, benefits may include:

  • General dental care (check-ups, cleans, fillings)
  • Preventive treatments (fluoride, fissure sealants)
  • Dentures and repairs
  • Tooth extractions and oral surgery
  • Periodontal (gum) treatment
  • Periodontal (gum) treatment


In many cases, there are no out-of-pocket costs for eligible veterans, subject to DVA approval.

 

How It Works at Warner Dental

1. Bring Your DVA Card – Gold or White Card.

2. Assessment & Treatment Plan – eligibility is confirmed and, if required, prior approval is requested from DVA for certain treatments.

3. Billing – approved services are billed directly to DVA.

Our dental practitioners will guide you through the process and handle the paperwork so you can focus on your health.

Please check eligibility with the relevant government agency before your appointment.

Health Fund Rebates

We are a preferred provider for:

NIB

HCF

CBHS

We also accept all major health funds via HICAPS for on-the-spot claiming, including but not limited to:

Bupa, Medibank Private, Australian Unity, Teachers Health, Defence Health, Queensland Country Health Fund, Police Health, AHM, AIA Health, GMHBA, Peoplecare, smile.com.au, GUHealth, Suncorp, CUA Health, Transport Health, Quantas assure, Westfund health insurance.

Our practice utilizes HICAPS for on-the-spot claiming, allowing you to process your health fund claims immediately after your appointment, minimizing upfront costs.

Note: Rebates and gap amounts depend on your individual health fund and level of cover.